Nina Pastuhov

Nina Pastuhov

Open enrollment begins November 1st!

Ends December 15th

Find an Individual Health Insurance enrollment event near you

Health Insurance

Peace of Mind in Uncertain Times


Health Insurance Benefits Made Easy

62% of all bankruptcies are from medical expenses. Protect yourself and your family from this risk by utilizing the health insurance coverages below. Some health insurance plans are guaranteed issue, require no medical exams and can be purchased online.


Major Medical

If possible, depending on your health and your budget, major medical policies are the best type of coverage to have. We work with the biggest health insurance companies, such as Humana, Blue Cross Blue Shield and United Healthcare, to offer the best discounts.

Accidental Expense Plus Insurance

Accidental health insurance is an ideal supplement to high-deductible health plans.

  • Pays dollar for dollar, emergency room to physical therapy
  • Lump sum benefit paid for major critical illnesses, cancer, heart attack and stroke
  • Pays benefits regardless of other coverage
  • Pays quick and easy directly to you
  • guaranteed issue ages 18 - 64

Health Insurance Limited Medical

This is an affordable, guaranteed issue alternative to traditional health insurance. Consider health essential limited indemnity medical plans if you:

  • Do not have adequate health insurance.
  • Have health insurance with high deductible or out-of-pocket expenses.
  • Want to supplement the coverage you may have.

Short-Term Medical Insurance

Perfect for those inbetween coverage. Short-term medical plans are ideal for those who are:

  • Between jobs or laid off or waiting for employer benefits.
  • Part-time or temporary employees or recently graduated.
  • Without adequate health insurance.

Request Your Proposal and Start Saving

As always, if you need consultation, we are here to help either by email or by phone:

Contact Information